Expats & Foreign Nationals

We are highly experienced advisers to Expat/Non UK resident clients. Carl worked in the Far East in the early 1990’s as a Tax & Investment adviser to Expats working in the Oil & Gas sector, where he witnessed some “offshore advisers” engaged in poor professional conduct and where sales commission bias was rife. We have seen some truly shocking “advice” from such advisers. Although there are professional advisers working offshore, such unprofessional behaviour still persists.

We are contacted by many Expats looking to build a long term trusted relationship with a financial adviser, free from the commission based sales culture that still exists with many offshore advisers. Often offshore advisers move on, leaving Expat clients with no continuing advice – we can offer impartial and independent fee based advice. Our Expat financial planning service delivers maximum flexibility – with no lock ins, hidden costs or nasty small print. Our approach to Expat clients is the same as to our UK based clients – clear and transparent with agreed fees and the focus very firmly on your financial priorities,not ours.

Often Expat clients have multiple financial arrangements that are difficult to understand, to obtain clear valuations and work out total plan costs. It is problematic to get “the big picture” of where they stand financially. We offer our Expat clients an online Financial Portfolio available 24/7 with total transparency on costs and no exit fees if they want to leave. We offer an Expat Financial Planning Audit to review your existing financial arrangements including an assessment of whether the plans you hold remain suitable to your needs – and if not, possible alternative solutions.

This service is provided via Expat Financial Adviser, part of our business that specialises in advice for non resident UK nationals (Expat Financial Adviser is a trading name of Affluent Financial Planning Ltd - www.expatfinancialadviser.co.uk )   

Importantly, we can calculate whether you are saving enough to meet your financial goals and whether you are taking advantage of the tax planning opportunities available

Carl is one of a small number of UK advisers to hold the Chartered Insurance Institute Financial Advisers’ International qualification. He is a Certified European Financial Planner.

It is important that you seek professional tax and legal advice in your country of residence or domicile, where you are a non UK tax resident or non UK Domiciled individual.